MGM Rewards Comp Calculator
By The Comp Analyst
MGM Rewards earns you Tier Credits and Resort Credits based on your play. For every $5 wagered on slots you earn 1 Tier Credit, and for every $10 wagered on table games you earn 1 Tier Credit. MGM's comp reinvestment rate is approximately 0.3% of theoretical loss for most players.
Calculate Your MGM Comps
Pre-loaded with MGM Rewards rates
Results are estimates for educational purposes only. Actual comp values vary by casino, play history, and program terms. Not financial advice.
How MGM Rewards Works
MGM Rewards uses Tier Credits as the main driver of status. Slot and video poker play earns 1 Tier Credit for every $5 coin-in, while table games earn 1 Tier Credit per $10 wagered (tracked by the pit based on your average bet and time played). Live poker and sportsbook play earn credits at different rates and generally contribute less per dollar than slots.
The program has five tiers: Sapphire (entry), Pearl (20,000 Tier Credits), Gold (75,000), Platinum (200,000), and Noir (invitation only, typically reserved for the highest-volume players). Each tier resets annually on January 31st, so timing your play late in the calendar year can roll status into the following year.
Higher tiers unlock priority check-in, complimentary parking, lounge access, room upgrades, and progressively better Resort Credits and mailer offers. Noir is the invitation-only top tier and comes with dedicated host service, private gaming, and the strongest comp packages MGM offers.
What Comps Can You Expect at MGM?
MGM's comp output spans free play, dining credits, hotel room comps, and complimentary or discounted show tickets. Free play and Resort Credits show up in monthly mailers and the MGM Rewards app, with offer size scaling to your recent theoretical loss. Dining credits are some of the easiest comps to unlock — even Sapphire and Pearl members regularly see meal offers at MGM restaurants.
Hotel room comps at MGM properties are tied to your play history. Casino-rate and comp-room offers ramp up as you cross into Gold and Platinum. Show ticket comps (Cirque, residencies, concerts) are typically offered to higher-tier players or negotiated through a host.
Worth noting: MGM's reinvestment rate is lower than locals casinos like Station, which return a larger share of theoretical loss as comps. That makes MGM a better fit for occasional Strip visitors who value the property experience than for daily grinders chasing maximum comp value per dollar wagered.
MGM Rewards Tips to Maximize Your Comps
- •Play rated at all times — every unrated bet is theo the casino never sees and comps you'll never earn.
- •Always use your card — insert it in slot machines and hand it to the dealer at table games before your first bet.
- •Ask the host directly — Resort Credits, room comps, and dining offers are often available on request once you have measurable play.
- •Concentrate play at one property — spreading the same dollars across multiple MGM resorts slows tier progress and weakens your host relationship.
- •Know your tier deadline — Tier Credits reset January 31st. If you're close to the next tier in Q4, push to lock it in before the reset.
Book Your MGM Stay
Before booking directly through MGM, it's worth comparing rates on the open market — casino-rate offers aren't always the cheapest, especially mid-week or off-season. We recommend checking Hotels.com and Expedia for current MGM property pricing before you commit.
Frequently Asked Questions
How do I earn MGM Rewards tier credits?
You earn 1 Tier Credit for every $5 wagered on slots and 1 Tier Credit for every $10 wagered on table games at MGM properties.
What is MGM's comp rate?
MGM's reinvestment rate is approximately 0.3% of theoretical loss, meaning for every $1,000 in theo you can expect around $3 in comp value.
How much do I need to play to get a free room at MGM?
A free room typically requires building meaningful theo over multiple visits. Using our calculator above with your actual play will give you a personalized estimate.
Does MGM Rewards expire?
Tier Credits reset annually on January 31st. Resort Credits expire at the end of each calendar month.
Compare Other Casino Comp Programs
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